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🍪 Cookie Policy

Effective Date: April 25, 2025

This Cookie Policy explains how Evermount Capital ("we", "our", or "us") uses cookies and similar technologies to recognize you when you visit our platform.

  1. What Are Cookies

    Small data files placed on your device to track behavior, preferences, and session activity.

  2. Why We Use Cookies

    To optimize site performance, personalize user experience, enhance security, and analyze traffic.

  3. First-Party Cookies

    Set by Evermount directly for login sessions, saving theme preferences, and chart states.

  4. Third-Party Cookies

    Used for analytics (Google), payments (Stripe), and social logins.

  5. Session Cookies

    Temporary and deleted when the browser closes. Maintains login across pages.

  6. Persistent Cookies

    Stored long-term for language, theme, and device preference.

  7. Essential Cookies

    Required for basic functions — e.g., sign-in, portfolio access. Cannot be disabled.

  8. Performance Cookies

    Analyze load time, server response, and overall UX.

  9. Functional Cookies

    Enable theme, currency, language, and interface customizations.

  10. Analytics Cookies

    Gather data to improve product performance and insights.

  11. Advertising Cookies

    Currently not used. We will ask for consent if we introduce them.

  12. Consent Banner

    Shown at first entry with opt-in/out options — compliant with GDPR/CCPA.

  13. Cookie Settings

    You can adjust your preferences via the footer at any time.

  14. Opt-Out Tools

    Tools like uBlock or browser settings can block analytics cookies.

  15. Device Data

    We log IP, OS, browser version to help protect user accounts.

  16. Security & Fraud

    Used to detect suspicious activity or abuse.

  17. Cross-Device Tracking

    We do not track users across devices unless you opt in.

  18. LocalStorage

    Used for storing dashboard filters, mode settings, and session tokens.

  19. Browser Settings

    Most browsers let you block cookies from settings > privacy/security.

  20. Auto-Expiration

    Session cookies expire after 2h of inactivity by default.

  21. Geo-Specific Rules

    Enhanced modals for EU, California, Kenya, and other regions.

  22. Data Sharing

    We do not sell cookie-collected data. Used solely for your experience.

  23. Custom Cookie Classes

    Grouped by type: analytics, preferences, auth, device, etc.

  24. Consent Logging

    All cookie consents are securely stored and timestamped.

  25. Financial APIs

    Integrations like Okra, Plaid may drop session-based cookies.

  26. Accessibility Cookies

    Store font size, contrast, and keyboard nav preferences.

  27. Change Notification

    We update this policy on material changes — see the changelog.

  28. Consent Lifespan

    Your opt-in is remembered for 6 months unless manually reset.

  29. Children's Privacy

    We do not knowingly track children under 18 via cookies.

  30. Contact

    Reach us at cookies@evermount.com with any questions.